About
HDB Insights is an independent data platform built to help HDB sellers and buyers, as well as property agents, understand how resale prices actually behave using real transaction records.
Most people begin by looking at a town’s overall median price. While useful as a quick reference, it is not a reliable decision tool. It blends newer flats with ageing flats, low floors with high floors, and different layout sizes into a single number.
As a result, two HDB flats that appear similar can face very different pricing realities and levels of demand.
HDB Insights was created to make those differences visible.
Using nearly two decades of resale transactions and supporting data, we organise flats into practical comparison groups that reflect how buyers and sellers evaluate homes in real life. This creates a clearer, like-for-like view of the market so prices can be judged in proper context.
What HDB Insights Analyses
Instead of treating all HDB flats in a town as the same, HDB Insights focuses on the factors that consistently shape price and demand:
- Remaining lease and how buyers value newer versus ageing flats
- Floor level and how vertical position affects value within the same block
- Floor area and layout differences shaped by different HDB design eras
- Transaction activity and how active each segment is over time
By combining these dimensions, the platform shows not only what prices look like, but why they occur and how active the market is for flats like yours.
Looking Beyond a Single Median Number
A town median is a summary statistic. It cannot guide a real pricing decision.
HDB Insights looks beyond headline figures and focuses on resale market behaviour, because behaviour is what tells you whether a number is reliable enough to act on.
HDB Price Distribution and Ranges
Instead of showing only a single figure, we analyse the full spread of comparable transactions so you can see what is typical, what is uncommon, and where most deals actually happen. This helps buyers avoid anchoring on outliers and helps sellers avoid pricing based on exceptional transactions that rarely repeat.
HDB Segment Trends Over Time
Newer flats, ageing flats, and different layout sizes do not move in the same way. We track how each segment shifts over time so you can understand whether the part of the market you care about is strengthening, stabilising, or softening.
HDB Transaction Activity and Market Liquidity
Price signals are only useful when there is enough activity behind them. We show how active each segment is, which helps set realistic expectations on timing, competitiveness, and pricing flexibility.
True Comparable Cluster Analysis
Instead of comparing against a broad town average, flats are benchmarked against genuinely similar transactions. This produces fair, defensible comparisons that are practical to use during negotiation.
Confidence Based on Transaction Depth
Where transaction volume is high, conclusions can be made with greater confidence. Where activity is thin, we make that visible so numbers are interpreted appropriately.
Questions HDB Insights Helps You Answer
HDB Insights is built around the practical questions people ask when making real decisions.
For HDB Buyers
Check whether a flat is priced fairly, understand what premium is justified by lease, floor level, or size, and recognise when an asking price sits outside what comparable transactions support.
For HDB Sellers
Benchmark your flat against like-for-like resale transactions, set a realistic price range, and understand whether demand is strong or thin for flats like yours.
For HDB Property Agents
Explain pricing with clearer reference points, support negotiations with defensible comparables, and communicate market conditions using transaction depth rather than broad averages.
Why HDB Insights Is Organised by Town
Each HDB town has a different mix of flat ages, layouts, and buyer demand. Price behaviour can vary significantly from one town to another, even for the same flat type.
That is why HDB Insights is organised by town first, then flat type, and then comparable flat profile.
This mirrors how buyers and sellers actually evaluate flats. Comparisons are made within the same town, among similar flats, not across unrelated areas.
Independent by Design
HDB Insights is not affiliated with any property agency and does not receive commission from property transactions.
This independence allows the platform to present neutral, structured resale data so decisions can be grounded in evidence rather than sales pressure.
You can continue with your own trusted agent at any time. If you prefer, we can introduce you to one of only two carefully selected town specialists who works in your neighbourhood every day and understands the resale dynamics down to the block level. That proximity often means faster responses, easier viewings, and more practical guidance based on what is happening on the ground.
HDB Insights exists to bring clarity through data, not pressure through sales.
Our Aim
Our aim is to make HDB resale prices easier to understand, easier to compare, and genuinely useful for real decisions.
By turning raw transaction records into clear, like-for-like comparisons, prices are placed in proper context. It becomes easier to judge what is reasonable, recognise what is unusual, and act with confidence.
Because better understanding leads to better choices, and better choices lead to better outcomes.
Contact HDB Insights
If you have questions about the data, the methodology, or how to use HDB Insights for your situation, feel free to reach out to info@hdbinsights.sg.
You can also contact us if you would like to be connected to a town specialist in your area.