Cash Over Valuation (COV) For HDB Flats
Cash Over Valuation, often called COV, is the extra amount a buyer pays in cash when the agreed resale price is higher than the official valuation of the HDB flat.…
Glossary
Floor Area
Floor area is the amount of usable space inside your HDB flat. It refers to how much room you actually have to live in, not how many rooms the flat…
Ethnic Integration Policy (EIP)
The Ethnic Integration Policy, commonly known as EIP, is a rule that limits how many flats in an HDB block or neighbourhood can be owned by households of the same…
Bala’s Curve
Bala’s Curve is worth understanding if you are buying or selling an HDB resale flat because almost every HDB flat sits on a 99 year lease. In Singapore’s leasehold market,…
Glossary
Buying or selling an HDB flat comes with unfamiliar terms. You hear them from property agents, read them in forums, and see them in official guides, yet many explanations feel…
Flat Type Median
The flat type median is the middle resale price of all HDB flats sold within the same flat type over a given period. Flat type refers to categories such as…
Age Adjusted Pricing
Age Adjusted Pricing is the idea that not all HDB flats should be compared at face value just because they are the same flat type or in the same town.…