Lease Decay
Lease decay refers to the gradual shortening of a flat’s remaining lease over time and how that shorter lease can influence its resale value and demand. Most HDB flats in…
Glossary
Floor Premium
Floor premium refers to the price difference between flats on different floors within the same development. In simple terms, it means that a flat on a higher floor may sell…
Cash Over Valuation (COV) For HDB Flats
Cash Over Valuation, often called COV, is the cash amount a buyer pays when the agreed HDB resale price is higher than the flat’s official valuation. This amount cannot be…
Floor Area
Floor area is the amount of usable space inside your HDB flat. It refers to how much room you actually have to live in, not how many rooms the flat…
Ethnic Integration Policy (EIP)
The Ethnic Integration Policy, commonly known as EIP, is a rule that limits how many flats in an HDB block or neighbourhood can be owned by households of the same…
Bala’s Curve
Bala’s Curve is important to understand when buying or selling an HDB resale flat because almost every HDB flat sits on a 99 year lease. In Singapore’s leasehold market, time…
Glossary
Buying or selling an HDB flat comes with unfamiliar terms. You hear them from property agents, read them in forums, and see them in official guides, yet many explanations feel…
Flat Type Median
The flat type median is the middle resale price of all HDB flats sold within the same flat type over a given period. Flat type refers to categories such as…
Age Adjusted Pricing
Age Adjusted Pricing is the idea that not all HDB flats should be compared at face value just because they are the same flat type or in the same town.…